Ricardo Mendiola founded MSI Credit Solutions in December of 2006. Prior to starting MSI, Ricardo had 1 year of credit restoration experience, as well as, 4 years in the collections industry. Now, with 9 years of industry experience, he has a wealth of knowledge that he uses to enhance MSI. After working in the collection industry, he was tired of being burdened by bad credit himself. Ricardo made a life changing decision to not only change his financial future but to also assist others who were plagued with the same credit issues. Therefore, by opening MSI, his personal goal is to bring credit knowledge to as many people as possible regardless of their income or educational background. He believes in teaching individuals how to make their credit work in their favor instead of working against them. Applied knowledge is power!

Passionate about his industry, Ricardo has used his experience to teach others how to evaluate credit reports, credit scoring and various aspects of the credit restoration industry. With a seasoned team of marketers, credit consultants, processors and accountants MSI can supply stellar credit restoration services to individuals who are ready to build a better financial future! MSI clients consist of moderate to high income individuals. Ricardo and his team at MSI are firm believers in personal growth and betterment, as well as, giving back to the community in which they reside. Just a few examples of how MSI gives back is by taking part in events such as Toys for Tots, local food drives throughout the year, clothes drives for Frisco Family Services as well as adopting a Frisco Street and providing maintenance and upkeep 3 times a year. This is an activity that the entire staff attends and spends an afternoon together while serving the community. There are plans to continue growth in this area and to continue to support and give back to the community. MSI received the 2009 Dallas Award for Credit Repair Services and is also happy to be a member of the Frisco Chamber of Commerce.